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How to Send Money with YovaPay

Sending from the United States

Option 1: For Recipients in Rwanda

  1. Recipient Creates Account:
    • Your recipient in Rwanda signs up for a YovaPay account
    • They receive unique USD bank details
    • They share these details with you
  2. Send Money:
    • Send money to the provided USD bank details
    • ACH transfers settle within 48 hours
    • Fedwire transfers settle same day
  3. Recipient Withdraws:
    • Money appears in recipient's YovaPay wallet
    • They can withdraw to MTN Money or Airtel Money

Option 2: Direct Send to Rwanda

  1. Create Your Account:
    • Sign up for a YovaPay account
    • Complete verification process
    • Receive your USD bank details
  2. Top Up Your Balance:
    • Send money to your YovaPay USD bank details
    • ACH: 48-hour settlement
    • Fedwire: Same-day settlement
  3. Send to Recipient:
    • Enter recipient's mobile money number
    • Select MTN Money or Airtel Money
    • Confirm and send

Sending from Europe/UK

  1. Create Your Account:
    • Sign up for a YovaPay account
    • Complete verification process
    • Receive your EUR account details
  2. Top Up Your Balance:
    • Send money via SEPA to your EUR account
    • SEPA Instant: Same-day settlement
    • SEPA Credit (for amounts over €100,000)
  3. Send to Recipient:
    • Enter recipient's mobile money number
    • Select destination (Rwanda or DRC)
    • Choose provider (MTN Money or Airtel Money)
    • Confirm and send

Sending with Stablecoins

  1. Create Your Account:
    • Sign up for a YovaPay account
    • Complete verification process
    • Access your crypto wallet address
  2. Send Stablecoins:
    • Supported coins: USDt, USDC, BUSD
    • Available on 10+ blockchain networks
    • Send to your YovaPay wallet address
  3. Pay Out:
    • Enter recipient's mobile money number
    • Select destination (Rwanda or DRC)
    • Choose provider (MTN Money or Airtel Money)
    • Confirm and send

Important Notes

  • Virtual USD accounts are not available for users in DRC
  • EUR virtual accounts only support first-party payments (European residents only)
  • All services are provided through licensed partners
  • Stablecoin payments are available for all users regardless of location
  • Always verify recipient details before sending
  • Customer support is available 24/7 for assistance

Need Help?

Our support team is available 24/7 to assist you with your transfers. Contact us through:

  • In-app chat support
  • Email support
  • Phone support